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Dog Bite Letter Sample
A Dog Bite demand letter is a formal written request for compensation sent to the dog owner or their homeowner's insurance company after a bite injury. It is the first official step in the settlement negotiation process and sets the tone for everything that follows.


Used by Personal Injury attorneys and law firms nationwide.
Sample Dog Bite Letter
The following is a professionally structured Dog Bite letter sample based on real California case documentation. Customize all bracketed fields with your client's specific case details before sending. This sample is for reference only and requires attorney review and approval before use.
Dog Bite Demand Letter — Sample Document
[Your Law Firm Name]
[Address]
[City, State, ZIP]
[Phone Number]
[Email Address]
[Date]
Sent via Email: [Recipient Email]
[Insurance Company Name]
P.O. Box [Number]
[City, State, ZIP]
[Claim Number]
TIME SENSITIVE — PRIVILEGED SETTLEMENT CORRESPONDENCE
RE:
Your Insured: [Dog Owner Full Name]
Our Client: [Client Full Name]
Date of Loss: [Date of Incident]
Claim Number: [Claim Number]
Location: [Full Address or Location Description]
Dear [Adjuster Name]:
Our office represents [Client Full Name] in connection with the incident described below. On [Date], our client was attacked by a dog owned by [Dog Owner Name] at [Location] in [State].
This letter is a good faith attempt to resolve our client's claims and avoid unnecessary litigation. All statements made here are for settlement purposes only. Enclosed are medical records, bills, photographs, and documentation of damages.
Our office represents [Client Full Name] in connection with the incident described below. On [Date], our client was attacked by a dog owned by [Dog Owner Name] at [Location] in [State].
This letter is a good faith attempt to resolve our client's claims and avoid unnecessary litigation. All statements made here are for settlement purposes only. Enclosed are medical records, bills, photographs, and documentation of damages.
Dog Bite Demand Letter — Sample Document
FACTS AND LIABILITY
On [Date], at approximately [Time], our client was [describe what client was doing, e.g., walking in a public park] when an unleashed dog attacked her [describe circumstances]. The dog's owner was not present, leaving our client without any means to protect herself.
The liability in this case is clear. Under California Civil Code Section 3342: "The owner of any dog is liable for the damages suffered by any person who is bitten by the dog while in a public place or lawfully in a private place." This statute imposes strict liability regardless of the dog's prior history or the owner's knowledge of its viciousness.
The dog owner's failure to supervise and restrain their animal was a direct cause of this incident and a breach of the duty of care owed to members of the public.
The liability in this case is clear. Under California Civil Code Section 3342: "The owner of any dog is liable for the damages suffered by any person who is bitten by the dog while in a public place or lawfully in a private place." This statute imposes strict liability regardless of the dog's prior history or the owner's knowledge of its viciousness.
The dog owner's failure to supervise and restrain their animal was a direct cause of this incident and a breach of the duty of care owed to members of the public.
Dog Bite Demand Letter — Sample Document
INJURY
2.1 DIAGNOSIS SUMMARY
The following table summarizes the injuries our client sustained as a direct result of this incident.
ICD Code | Injury / Diagnosis |
|---|---|
S51.852A | Open bite of left forearm, initial encounter |
S30.1XXA | Contusion of abdominal wall, initial encounter |
S92.511A | Displaced fracture of proximal phalanx of right lesser toe, initial encounter for closed fracture |
R22.41 | Localized swelling, mass and lump, right lower limb |
F41.1 | Generalized anxiety disorder |
F40.218 | Other animal type phobia |
Dog Bite Demand Letter — Sample Document
2.2 MEDICAL TREATMENT
[Emergency Department — Provider Name]
On [Date], our client was treated at [Provider Name] for an animal bite on the left forearm and a contusion of the abdominal wall. The attending physician prescribed [medications] for pain management and recommended wound care with topical antibiotic ointment. (See Exhibit [Number], "[Provider Name] Medical Record")
[Mental Health Provider — Provider Name]
On [Date], our client began treatment at [Provider Name] following the psychological trauma of the attack. She reported fear of dogs, anxiety about leaving home, sleep disturbances, and social withdrawal. The treating clinician, [Therapist Name], LMFT, diagnosed significant anxiety, animal phobia, and trauma-related symptoms. Weekly therapy sessions were recommended. (See Exhibit [Number], "[Provider Name] Medical Record")
On [Date], our client was treated at [Provider Name] for an animal bite on the left forearm and a contusion of the abdominal wall. The attending physician prescribed [medications] for pain management and recommended wound care with topical antibiotic ointment. (See Exhibit [Number], "[Provider Name] Medical Record")
[Mental Health Provider — Provider Name]
On [Date], our client began treatment at [Provider Name] following the psychological trauma of the attack. She reported fear of dogs, anxiety about leaving home, sleep disturbances, and social withdrawal. The treating clinician, [Therapist Name], LMFT, diagnosed significant anxiety, animal phobia, and trauma-related symptoms. Weekly therapy sessions were recommended. (See Exhibit [Number], "[Provider Name] Medical Record")
Dog Bite Demand Letter — Sample Document
DAMAGES
3.1 MEDICAL EXPENSES
Past Medical Expenses
Copies of our client's medical bills to date are enclosed. This list is not final, as additional expenses may be incurred given the continuing nature of our client's injuries.
Provider | Date of Service | Amount |
|---|---|---|
[Mental Health Provider] | [Date] | $[Amount] |
[Emergency Department Provider] | [Date range] | $[Amount] |
TOTAL | $[Amount] |
Future Medical Expenses
Our client will require ongoing care including psychotherapy, specialist follow-ups, and physical injury management.
Procedure | Amount |
|---|---|
Weekly psychotherapy sessions | $[Amount] |
Follow-up with primary care physician | $[Amount] |
Referral to specialist | $[Amount] |
TOTAL | $[Amount] |
3.2 PAIN AND SUFFERING
The attack caused significant physical and emotional harm. Our client sustained a bite wound and abdominal contusion that limited her ability to perform daily activities including bathing, cooking, and self-care. She became reliant on others for assistance during her recovery.
The psychological impact has been equally serious. Our client now experiences anxiety, fear of dogs, nightmares, sleep disturbance, social isolation, and difficulty concentrating, all documented by her treating therapist. Under California Civil Jury Instructions (CACI) No. 3905A, pain and suffering includes emotional and psychological suffering alongside physical pain. The value for pain and suffering has been calculated as $[Amount].
The psychological impact has been equally serious. Our client now experiences anxiety, fear of dogs, nightmares, sleep disturbance, social isolation, and difficulty concentrating, all documented by her treating therapist. Under California Civil Jury Instructions (CACI) No. 3905A, pain and suffering includes emotional and psychological suffering alongside physical pain. The value for pain and suffering has been calculated as $[Amount].
3.3 LOSS OF EARNINGS
Our client was unable to work for [number] weeks due to her injuries. She was unable to [describe work limitation], which are essential functions of her position. Total lost income amounts to $[Amount].
3.4 SUMMARY OF DAMAGES
Our client was unable to work for [number] weeks due to her injuries. She was unable to [describe work limitation], which are essential functions of her position. Total lost income amounts to $[Amount].
Damage | Amount |
|---|---|
Past Medical Expenses | $[Amount] |
Future Medical Expenses | $[Amount] |
Pain and Suffering | $[Amount] |
Loss of Wages | $[Amount] |
TOTAL | $[Amount] |
Dog Bite Demand Letter — Sample Document
DEMAND TO SETTLE
Our client has authorized us to demand $[Total Demand Amount] as FULL AND FINAL SETTLEMENT OF ALL CLAIMS.
California law supports the strict liability of dog owners in unprovoked attacks:
Priebe v. Nelson, 39 Cal. 4th 1112 (2006)
— Dog owners are strictly liable regardless of prior knowledge of viciousness.
Johnson v. McMahan, 68 Cal. App. 4th 173 (1998)
— Dog owners are liable for all damages caused by their animals.
Comunale v. Traders and General Ins. Co., 50 Cal. 2d 654 (1958)
— An insurer's failure to accept a reasonable settlement within policy limits may result in liability for the entire judgment, even if it exceeds those limits.
We expect a response by 5:00 P.M. on [Response Deadline Date]. Please share this letter with all decision-makers and relevant insurance parties.
Thank you for your prompt attention.
Sincerely,
California law supports the strict liability of dog owners in unprovoked attacks:
Priebe v. Nelson, 39 Cal. 4th 1112 (2006)
— Dog owners are strictly liable regardless of prior knowledge of viciousness.
Johnson v. McMahan, 68 Cal. App. 4th 173 (1998)
— Dog owners are liable for all damages caused by their animals.
Comunale v. Traders and General Ins. Co., 50 Cal. 2d 654 (1958)
— An insurer's failure to accept a reasonable settlement within policy limits may result in liability for the entire judgment, even if it exceeds those limits.
We expect a response by 5:00 P.M. on [Response Deadline Date]. Please share this letter with all decision-makers and relevant insurance parties.
Thank you for your prompt attention.
Sincerely,
Dog Bite Demand Letter — Sample Document
[Attorney Name]
[Bar Number]
[Law Firm Name]
[Email]
[Phone]
Enclosures:
Exhibit 1: [Mental Health Provider] Medical Record
Exhibit 2: [Emergency Department Provider] Medical Record
Exhibit 3: [Mental Health Provider] Medical Bill
Exhibit 4: [Emergency Department Provider] Medical Bill
Exhibit 5: Photographs of Injuries
Exhibit 6: Police or Animal Control Report (if available)
DISCLAIMER
This sample dog bite demand letter is provided for reference and educational purposes only. It does not constitute legal advice and should not be used as a final document without review and approval by a licensed attorney. Laws governing dog bite liability, including applicable statutes, damages, and procedural requirements, vary by state and jurisdiction.
All bracketed fields must be customized to reflect the specific facts, injuries, and circumstances of your client's case. Law Practice AI makes no representations regarding the suitability of this sample for any particular case or jurisdiction.
This sample dog bite demand letter is provided for reference and educational purposes only. It does not constitute legal advice and should not be used as a final document without review and approval by a licensed attorney. Laws governing dog bite liability, including applicable statutes, damages, and procedural requirements, vary by state and jurisdiction.
All bracketed fields must be customized to reflect the specific facts, injuries, and circumstances of your client's case. Law Practice AI makes no representations regarding the suitability of this sample for any particular case or jurisdiction.
Download the Full Editable Template
Get the full version of this Dog Bite letter sample, fully formatted with ICD code tables, billing tables, and case citations ready to customize for your next case.
What Every Strong Dog Bite Demand Letter Must Include
Not all demand letters are created equal. The ones that produce results share a consistent set of components.
Incident Description
Open with a clear, factual account of the incident. Include the date, time, and location of the bite, a description of the dog and its owner, and the circumstances that led to the attack. Reference any police reports, animal control records, or witness statements available at the time of drafting. Note whether the dog was leashed or unleashed and whether the owner was present at the time of the attack.
Liability Argument
Establish why the dog owner is legally responsible. In California, liability is governed by California Civil Code Section 3342: "The owner of any dog is liable for the damages suffered by any person who is bitten by the dog while in a public place or lawfully in a private place." This statute imposes strict liability regardless of the dog's prior history. For other states, cite the applicable statute or negligence standard directly.
Injury Documentation with ICD Codes
Detail every injury sustained as a result of the bite using clinical language from medical records, and include the corresponding ICD diagnosis codes. This signals to the adjuster that injuries are documented, diagnosed, and verifiable. Cover both physical and psychological injuries.
ICD Code | Injury / Diagnosis |
|---|---|
S51.852A | Open bite of left forearm, initial encounter |
S30.1XXA | Contusion of abdominal wall, initial encounter |
S92.511A | Displaced fracture of proximal phalanx of right lesser toe, initial encounter for closed fracture |
Medical Treatment Chronology
Document every medical provider seen, every treatment received, and every date of service in chronological order. Include emergency department visits, specialist referrals, ongoing therapy, and any recommended future care. Gaps in the treatment timeline give adjusters room to dispute injury severity — a continuous chronology removes that argument.
Medical Expenses with Billing Table
Present past medical expenses in a structured billing table that shows the total billed, any adjustments, and the total amount due per provider. This format is immediately recognizable to adjusters and leaves no ambiguity about the documented financial losses.
Provider | Date of Service |
|---|---|
[Mental Health Provider] | [Date] |
[Emergency Department Provider] | [Date range] |
TOTAL |
Future Medical Expenses
Where injuries require ongoing care, document anticipated future medical expenses by procedure type. Include weekly therapy sessions, specialist follow-ups, medications, and any projected surgical interventions. Reference the client's life expectancy where relevant to establish the long-term scope of care.
Procedure | Date of Service |
|---|---|
Weekly psychotherapy sessions | $[Amount] |
[Emergency Department Provider] | $[Amount] |
TOTAL |
Pain and Suffering
Describe the non-economic impact of the injury on your client's daily life in specific, documented terms. Under California Civil Jury Instructions (CACI) No. 3905A, pain and suffering includes not only physical pain but also emotional and psychological suffering such as anxiety, fear, social isolation, sleep disturbance, and loss of enjoyment of life. Document each symptom with supporting clinical evidence.
Loss of Earnings
State the specific income lost due to the injury and document it with employer verification. Include the number of days or weeks the client was unable to work, the nature of the work limitation, and the total dollar amount of lost wages. Where applicable, address future earning capacity loss with a vocational expert assessment.
Settlement Demand with Case Citations
State the specific dollar amount being demanded to resolve the claim. Anchor the figure to your documented damages and cite relevant case law to reinforce liability and the consequences of failing to settle within policy limits.
For California cases, the following precedents are directly applicable:
For California cases, the following precedents are directly applicable:
- Priebe v. Nelson, 39 Cal. 4th 1112 (2006): Dog owners are strictly liable for injuries caused by their dogs regardless of prior knowledge of viciousness.
- Johnson v. McMahan, 68 Cal. App. 4th 173 (1998): Dog owners are liable for damages caused by their pets, emphasizing the importance of controlling animals in public spaces.
- Comunale v. Traders and General Ins. Co., 50 Cal. 2d 654 (1958): An insurer's failure to accept a reasonable settlement offer within policy limits can result in liability for the entire judgment, even if it exceeds policy limits.
Include a clear response deadline, typically 30 days, and a statement that the matter will proceed to litigation if the demand is not met.
Frequently Asked Questions
What is the deadline for sending a letter in a Dog Bite case?
Timing depends on your state's statute of limitations for Personal Injury claims, which typically ranges from one to three years from the date of the incident. The letter itself should be sent once your client has completed medical treatment or reached maximum medical improvement, so the full scope of damages including future medical costs and psychological injuries can be accurately documented.
What is strict liability in a Dog Bite case?
Strict liability means the dog owner is legally responsible for a bite injury regardless of whether the dog had a prior history of aggression or the owner had any reason to believe the dog was dangerous. Under California Civil Code Section 3342, strict liability applies to any bite that occurs in a public place or while the victim is lawfully in a private place.
Should the letter include psychological injuries?
Yes. Psychological injuries including generalized anxiety disorder, animal phobia, post-traumatic stress symptoms, sleep disturbance, and social isolation are compensable damages and should be documented with clinical support from a licensed therapist or psychologist. Under CACI No. 3905A, pain and suffering explicitly includes emotional and psychological suffering.
What is a Dog Bite settlement agreement sample?
A Dog Bite settlement agreement is the formal document that memorializes the terms of a resolved claim, including the agreed compensation amount, release of liability, and any conditions of settlement. A sample provides a reference structure that attorneys can adapt for their specific case and jurisdiction. It is executed after the demand process results in an agreed resolution and before settlement funds are disbursed.
How does a Dog Bite complaint differ from a demand letter?
A dog bite complaint is a formal legal pleading filed with the court to initiate civil litigation. A demand letter is a pre-litigation document sent directly to the insurance company to initiate settlement negotiations without filing suit. Most cases are resolved through the demand letter process. A complaint is filed when negotiations fail or the statute of limitations requires action.













